Archives for July, 2008
Is there anyway to get rid the PMI on a FHA Loan that will closed this month? Is this a good deal?
Posted on Jul 18, 2008 under loan | 6 CommentsA friend is refinancing. He was approved for an FHA loan @ 5.75%. He is paying 2.75% points. They are including 2,500 up front PMI fees to be financed in the mortgage. In addition, he is being asked to pay $60.00/PMI. His house is worth at least 266,000. He is obtaining a 152,000 loan. Is this a good deal. The credit was less than perfect.
whats a great company to work for as a loan officer in southern california?
Posted on Jul 18, 2008 under loan | 1 CommentI'm looking for a job as a loan officer, but i hate cold calling!! Are there any companies that provide u with prequalified leads in southern california?! I know "Secured Funding Corp" is one… but are there any others?!!
How can i get somebody to sponsor (loan money) to build a studio and record music?
Posted on Jul 18, 2008 under loan | 42 CommentsThere are alot of talented young people in the area that i live in without the oppurtunity to advance, i would like to open up an industry and create a new wave.
I need a business loan but my credit has been dameged?
Posted on Jul 18, 2008 under loan | 10 CommentsI have a great business in a growing location but divorce has hurt my credit and i need some more cash flow to increase my sales
I am refinancing i got approved. how long does it take to fund the loan and sign?
Posted on Jul 18, 2008 under loan | 3 Commentshow do i find out who bought an old bad loan that i need to settle?
Posted on Jul 18, 2008 under loan | 3 Commentsi am trying to buy a house and my ex-husband was to pay off old joint loan but didnt and I never got anything in writing during the divorce to state this agreement. now I need to try and settle and see if they will remove if I pay it in full.Loan is w/american general financial
help, I recently closed a commercial retail office loan, now they say I owe additional points…..?
Posted on Jul 18, 2008 under loan | 2 CommentsAfter closing on a commercial loan 3 weeks ago, I am now informed that I owe an additional for points that the lender left off of the settlement cost by mistake.
the only thing that I recieved to remotely suggest that points were involved was a pre committment letter that was already expired when we recieved it { we were asked to initial the letter and fax it back }….. we assumed that we had to initial since our commitment date had expired and a request for an extention was also signed.
we never recieved anything else pertaining to points or fees after that. no final approval , good faith estimate, closing cost estimates, e.t.c. althougt we asked for them to gage an appromimate figure of closing costs.
I was told verbally by the broker that closing cost would run between $7000 and $10000.
it was $11000 and I assumed that was it , until we were notified that additional costs were left off the settlement statements and we will be responsible for them.
{ whats fair ?}
im a lilttle embarrased to ask this question but is there any mortgage co.that would finance a real bad cr.guy
Posted on Jul 18, 2008 under mortgage | 5 CommentsI owe more than my Condo in Chula Vista is worth and I can't afford to pay mortgage. Should I just go bankrupt
Posted on Jul 18, 2008 under mortgage | 6 CommentsThe thing is I bought it hoping it would go up, but now it's down and its been on the market for three months and no one is looking at it. I got the place when I was on active duty Navy, and I got disabled and an honorable discharge and am a 20 percent diabled veteran, and my disability is the reason I cant get a job and why i got into this situation. I'm living in Korea now and teaching and I love it. I dont even want to go back to the states. Should I go bankrupt or just not pay my bills? Or what? I know I can file chapter 7 because of this. Would it be better to just not pay my bills? or declare bankruptcy, and can I declare from Korea?
