It's tough beginning to pay back student loans because the money isn't the best right now, but will be later hopefully.
what can i do?
Currently I hvae a debt to income ration of 30 percent. I know that banks do not want your percent to be above 35. If I try to get a car loan where my payment would be 100 dollars, that would put me at 37 percent. Would they still do the loan or would i just be wasting my time? Also, Is there any bank that I would actually have a chance with?
By the way, I do have a really good credit score.
If you are to pay off a student loan in full, can you negotiate a lower payoff dollar amount? If so, how?
This is an existing loan I've had for a while.
different government agencies or private agencies that offer loans that you can use for whatever reason but you do not have to pay back regardless of your credit,no questions asked.
but i paid all bills promptly,never had single late payment.now how can i get my credit score repaired? or how it become poor. i had a joined account with my partner and partner made few payment problems. now am legaly divorced. is my partners payment problems affect me or not?how can i buy a house?.please advice me.we closed our joined account also.but my partner still owe money to banks.i paid half of my partners debt(ie. eg. partner took £3000 loan but i paid £1500 , because it was a joined account.the loan was taken without my knowledge)
I was looking up my credit report online and for the questions to make sure I was me I was asked about mortgage loans in two different years that I know nothing about. I'm renting a apartment and haven't took out any loans that I can think about
