Archives for March, 2008

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I have 2006 FORM 1098 (mortgage) that I didn't claim on 2006 tax return. How can I claim it on my 2007 return?

Posted on Mar 30, 2008 under mortgage | 5 Comments

I am using TaxAct Software - thanks.

My mortgage company- a bank only reports to one credit bureau-Equifax- is there a way to get on Trans & Experi

Posted on Mar 30, 2008 under mortgage | 17 Comments

I have been perfect on it for the 3 years that I have had it, I call Experian who said that my bank Talbot State Bank in Georgia would have to pay to be a member, and that there is no way to get it on their report. An aquaintance who charges $400 to repair credit says he can get it on Transunion and Experian is this true…..if so how can I do it myself, I really need a score increase.

what is the advantage of settling with credit cards vs. filing bankruptcy on credit cards?

Posted on Mar 30, 2008 under credit card | 3 Comments

I am considering filing bankruptcy, I only want to file on credit cards, 1 of my 3 cars, and medical bills. Can I do this without losing my house and a piece of property I want to keep. I have been really sick and I am in a hole I feel I cannot get out of, is there a better way besides bankruptcy.

How do I get a prepaid credit card?

Posted on Mar 30, 2008 under credit card | 5 Comments

I am flying across the country (from CT to WA) to meet my biological father for the first time. He wants to get me a prepaid credit card to put money on so that I can buy food and what not in the airports on my layovers. *note* I'm a minor, so I can't have a "real" credit card. He hasn't yet been able to figure out where to get one, so can anybody help me so I can let him know?

individual tax form 1040. loan/borrow?

Posted on Mar 30, 2008 under loan | 14 Comments

1.if you get some amount from a friend or credit card company to buy some thing, where will you show that amount on form 1040 us individual tax
2. when you pay interest for that amount where will you show that interest on form 1040.

best way to get a car loan with a credit score of 540?

Posted on Mar 30, 2008 under loan | 17 Comments

How long does a new mortgage holder have before inform the mortgagee of any changes in the holder?

Posted on Mar 30, 2008 under mortgage | 2 Comments

I had a mortgage holder who transferred my loan within the first month but the new holder did not record the transfer for six months during that I refinanced the loan after seven months. But the title company never found any new mortgage holder. After eleven months, the "new" mortgage holder is demanding payments since my refinancing loan payoff the first holder.

when looking for a commercial mortgage for rental property, what is the benefit of having the property an LLC?

Posted on Mar 30, 2008 under mortgage | 2 Comments

i am attempting to locate a better loan rate and or added years in order to lower the payments overall. an llc was mentioned saying i would be better off in locating my commercial loan rates. help !!!!!

If a company charges a dollar to your credit card to see if it is valid, do they give that dollar back?

Posted on Mar 30, 2008 under credit card | 9 Comments

I missed my credit card payment with AMEX by 2 days, how bad will my credit score be?

Posted on Mar 30, 2008 under credit card | 9 Comments

Unfortunately this is my first card and my first month payment that I missed as well.

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